Secondary Insurance

[David Schumacher]

FTR Family,

I have medical insurance, short and long term insurance at work. My short term covers 66.67% for up to 26 weeks I believe. My question is what's a good insurance company that can help fill in the gaps with the medical and the short/long term coverage that I already have.

I've been looking around but would like to hear from people who have had good or bad experiences.

Thanks in advance for the help,

 

[Shaun Foutch]

Excellent question, I'd like to know as well...

 

[Steve Miller]

Get old and sign up for Medicare


lgrand

 

[Shaun Foutch]

Get old and sign up for Medicare


lgrand

Not ready for that yet!!! LOL I'm trying to slow down the clock, not speed it up! rof1

 

[Scott McGourley]

U need an indemnity policy like aflac. If this event happens you get a check for this.....pretty transparent.

 

[David Schumacher]

I've heard nothing positive about Aflac that's why I'm asking if anyone has had a good experience. I figured who better to ask than people who do this all the time.

 

[Eric Boggs]

My co-worker got lymphoma and said aflac saved her ???. Aflac was in addition to our standard work insurance.

 

[Scott McGourley]

Well i have not had to collect so i cant tell you. But with all indemnity policies its pretty hard for them to screw you.

 

[Michael Jones]

I have Aflac disability and accidental. They pay out just like they say they will. But pay out what the doctors writes on the form. for me I have made out very well with it. Just got a check for $700 for being sick for 3 weeks even though I was still paid at work.

 

[David Schumacher]

Thanks for the feedback, That's very helpful..

 

[Wade Stoner]

I just broke my hand at the last race. I have AFLAC on top of my medical insurance. Having surgery on Monday to pin. I'll let you know how it works out. Unfortunately my season is over

 

[Shaun Foutch]

I just broke my hand at the last race. I have AFLAC on top of my medical insurance. Having surgery on Monday to pin. I'll let you know how it works out. Unfortunately my season is over

Wade,

So sorry to hear! Is it the hand or finger? Remind me, what did you hit? Hell of a race for you to finish with a break. Still smoked me!!

 

[David Schumacher]

Sorry to hear that Wade. I hope everything goes well and heals quick. I hate anyone getting hurt but that's why I want to have something just in case. Thanks for posting.

 

[Wade Stoner]

Yes, Its my right pinkie finger. Its fractured in multiple places near the knuckle. The surgery is to have it pinned so it will point in the correct direction. Who would think all this over a pinkie when you hear what Roczen is going thru. I will definitely be going back to the "BARK BUSTER" style hand guards. I was running the "Flag" type brush guards. bboo

 

[Shaun Foutch]

Yes, Its my right pinkie finger. Its fractured in multiple places near the knuckle. The surgery is to have it pinned so it will point in the correct direction. Who would think all this over a pinkie when you hear what Roczen is going thru. I will definitely be going back to the "BARK BUSTER" style hand guards. I was running the "Flag" type brush guards. bboo

Glad to hear it is "only" a finger. Yep, full guards are the way to go. Heal quick my friend!

 

[David Schumacher]

Wade,

How'd the surgery go? Well I hope?

 

[Wade Stoner]

David, Thanks for your thoughts. Everything went well. Two pins and a cast for 3 - 4 weeks then a removable soft cast. Just ready to have my hand back. At least Kassie is learning how to help with her bike. lgrand

 

[Gary Wyatt]

Hmmm....I hadn't heard. Did it mess up your drinking hand?

 

[Greg Melka]

Hmmm....I hadn't heard. Did it mess up your drinking hand?

.. "too soon? "